Are my contents covered outside of the UK if I have "Out of home" cover? Charlotte Logan December 16, 2019 14:37 Updated Follow No, Out of home cover will cover anything in your vault for the whole of the UK and The Channel Islands. Related articles Why is £1,500 the threshold for valuable items? What is contents insurance? Will my bicycle be covered if it is stolen while it is parked away from my home? How does updating my vault affect my premium? What is "Out of home cover"? Comments 0 comments Article is closed for comments.